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In addition, clients for this kind of strategy could have extreme lawful or criminal histories. It is essential to note that various providers offer a variety of issue ages on their assured issue plans as low as age 40 or as high as age 80 - cremation policy. Some will certainly likewise use greater stated value, as much as $40,000, and others will certainly enable much better survivor benefit conditions by enhancing the rates of interest with the return of premium or lessening the number of years until a full fatality advantage is available